Clearview - Buy To Let
More than anytime in the past landlords require expert advice for their borrowing requirements. With the change in Stamp Duty, the abolishment of the vast majority of Mortgage Interest Tax Relief and a tightening in rental stress tests, the world of Buy to Let lending is far more complex than it used to be.
Owning an investment property is still potentially a safe, tax efficient and profitable venture. However you need to have the right professionals around you – lettings agent, solicitor, accountant and mortgage broker. Being a landlord is now more like running your own business, as you have to plan ahead – no more simply buying a flat and hoping for the best.
And that is where Clearview come in. We have extensive experience in dealing with every aspect of buy to let lending, including;
- Multi-unit properties
- Light refurbishment and total renovation
- Development
- Standard single unit BTL
- Portfolio landlords
- Commercial, semi-commercial and mixed use
- Using earned income to top up low rental yields
- Ex pats and foreign nationals overseas
- New build
- Lending to Ltd Companies, including trading companies
- Moving properties from personal name to Ltd Companies
So if you are an experienced landlord considering extending or restructuring your portfolio, or if you are considering buying your first rental property, Clearview will be able to take you through step by step, working closely with Butler & Stag, as well as your accountant and solicitor, to make sure your investment is owned and financed in the best possible way for you.
